Privacy Policy

This privacy policy sets out how Akshar Invest uses and protects any information that you share when you use this website. Akshar Invest is committed to ensuring that your privacy is protected at all times. Should we ask you to provide certain information by which you can be identified when using this website, you can be assured that it will only be used in accordance with this privacy statement.

Akshar Invest understands that our relationship is strongly built on trust and faith. In course of using information on this website or availing the services, Akshar Invest may become privy to the personal information of its customer including information that is of confidential nature. Akshar Invest is strictly committed to protecting the privacy of its Customer and has taken reasonable measures to protect the confidentiality of the customer information and its transmission through World Wide Web. However it shall not be liable in any manner for disclosure of the confidential information in accordance with this Privacy Commitment or in terms of the agreement if any with the Customer or by reasons beyond its control. We may however be required to disclose your personal information to Government, Judicial bodies, and our Regulators or to any person to whom the Firm is under an obligation to make disclosure under the requirements of any law binding on the Firm or any of its branches, if required.

Hyperlink Policy for user: Any hyperlink to other Internet sites is at customer's own risk. The contents of which and the accuracy of opinions expressed are not verified, monitored or endorsed by Akshar Invest, in any way or manner. Akshar Invest is not responsible for the setup of any hyperlink from a third party website to Akshar Invest.

What We Collect

We may collect the following information:

• Name and contact details
• Personal information directly from you such as name, email address, contact details, or other identifiers when you register, transact, or interact with the application

Your personal information is used to provide access to features, personalize your experience, and communicate with you regarding your account or transactions.

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.

You have the right to control and manage your personal information. You can update details, manage communication preferences, or exercise your rights under applicable data protection laws.

You may also request deletion of your account or personal information through the application or by contacting us.

Collection/Use of Image Data

When you grant permission, our application may access your device's camera or photo gallery to enable features involving capturing or uploading images.

Images may be used for document verification in Video KYC.

We do not share image data with third parties unless required by law or necessary to provide services requested by you.

Use of Location Data

Location access may be used for identity verification and enabling application functionalities.

Security

We are committed to ensuring that your information is secure. Suitable physical, electronic, and managerial procedures are in place to safeguard the information collected.

Links to Other Websites

Our website may contain links to other websites. Once you leave our site, we do not have control over those websites and are not responsible for the protection and privacy of any information you provide there.

Controlling Your Personal Information

If you believe that any of your information is incorrect or incomplete, please email us at aksharborsad@gmail.com. We will promptly correct any information found to be incorrect.

Security Certificates

We recognize the security implications of handling financial data. Safeguards include:

• Secure storage of data
• One-way encrypted passwords
• Encrypted communication with service providers
• No data sharing without your explicit consent for transactions

All communications are encrypted using industry standards, and data is hosted with secure service providers with regular backups.

1. Privacy Commitment

Akshar Invest (ARN-110756), AMFI Registered Mutual Fund Distributor & APMI Registered PMS Distributor (APRN03748), is committed to maintaining the privacy, confidentiality, and security of personal information collected from investors, employees, and website visitors. This Privacy Policy explains how we collect, use, store, share, and protect personal data in accordance with the Digital Personal Data Protection Act, 2023 (DPDPA), Information Technology Act 2000, SEBI Master Circulars for Mutual Funds, and AMFI Master Circular for MFDs dated 14-January-2026.

2. Scope & Applicability

This policy applies to all individuals interacting with Akshar Invest through our website (https://aksharinvest.com), during client onboarding, Know Your Customer (KYC) verification, risk profiling, and mutual fund transaction processing. It extends to all partners, employees, service providers, and vendors authorized to access or process client information on our behalf. By engaging with Akshar Invest or accessing our website, you consent to the collection and use of your personal information as described in this policy.

3. Information We Collect

• Personal Details: Name, address, date of birth, PAN, Aadhaar (for KYC), contact details (mobile number, email ID), bank account information, nomination details, and investment preferences.
• Financial Details: Annual income range, net worth, existing investments, risk profile assessment responses, investment horizon, goals, and transaction history.
• KYC Documents: PAN card copy, Aadhaar card copy, address proof, photograph, bank statement or cancelled cheque, FATCA/CRS self-declaration, and UBO details (for non-individual investors).
• Technical Data: IP address, browser type, device information, operating system, and cookies when you visit our website.

We do NOT collect unnecessary personal data such as religion, caste, political affiliation, or any data not required for mutual fund distribution services and regulatory compliance.

4. Purpose of Data Collection

• Your data is used strictly for: (a) Processing mutual fund distribution transactions; (b) Completing KYC and meeting SEBI/AMFI/PMLA regulatory obligations; (c) Conducting risk profiling and investment suitability assessment; (d) Sending transaction confirmations, account statements, NAV updates, and service-related communications; (e) Responding to your queries, service requests, and complaints; (f) Meeting regulatory reporting requirements to SEBI, AMFI, and other authorities; (g) Improving our website functionality and user experience.

We do NOT use your data for any purpose other than what is stated above.

5. Data Sharing Rules

• We share your data only in these specific situations, and never beyond what is necessary: With AMCs and RTAs for processing your mutual fund transactions (CAMS, KFintech, and respective AMCs); With SEBI, AMFI, upon official request or regulatory order (mandatory compliance); With KYC Registration Agencies (CKYC/CVL KRA) for KYC verification; With PMS Providers for PMS distribution facilitation; With our technology providers (Redvision, Advisorkhoj, Sanchay CRM) for portfolio tracking and back-office operations, under strict confidentiality; With legal or compliance advisors when legally required.

We do NOT sell, rent, or share your data with any third party for marketing purposes.

6. Data Storage & Security Measures

Digital records are maintained in Redvision/Advisorkhoj back-office systems and Sanchay CRM, all password-protected with role-based access. Physical documents are stored in locked cabinets at our registered office. All website communications are encrypted using SSL/TLS. We conduct periodic security reviews and maintain access logs. Only authorized partners and staff have access to client data on a need-to-know basis.

7. Data Retention & Disposal

Client records are retained for the duration of the client relationship plus 8 (eight) years post-termination, as required under SEBI/AMFI regulations and PMLA. Transaction records are retained for a minimum of 8 years from the date of transaction. Complaint records are retained for 8 years from the date of closure. After the retention period, data is securely destroyed (digital: permanent deletion; physical: shredding).

8. Your Rights Under DPDPA 2023

• You have the right to: (a) Access your personal data held by us; (b) Correct inaccurate or incomplete data; (c) Request erasure of your data (subject to legal retention requirements); (d) Withdraw consent at any time (this may affect our ability to provide services); (e) Nominate a person to exercise your rights in case of death or incapacity; (f) Lodge a grievance with us or with the Data Protection Board of India.

9. Cookies

Our website may use cookies for functionality and analytics. You may accept or reject non-essential cookies through the cookie consent banner displayed on our website. Essential cookies necessary for website operation cannot be disabled.

10. Third-Party Links

Our website may contain links to external websites including AMC websites, regulatory portals, and service providers. Akshar Invest does not control and is not responsible for the content, accuracy, or security of these external websites.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The latest version will always be available on this page with the revised effective date.

12. Contact for Privacy Concerns